Financial


Financial wellbeing is a cornerstone of union values!

When it comes time to take care of your financials, make sure to take CSEA benefits into consideration. Our benefits inlclude credit unions that offer special programs for CSEA members, an alternative banking solution payroll card, a mortgage program, tax preparation discounts, and free budget and debt management counseling. Take a look below at our resources.

Financial


Financial wellbeing is a cornerstone of union values!

When it comes time to take care of your financials, make sure to take CSEA benefits into consideration. Our benefits inlclude credit unions that offer special programs for CSEA members, an alternative banking solution payroll card, a mortgage program, tax preparation discounts, and free budget and debt management counseling. Take a look below at our resources.

“I love my Wisely Direct by ADP card! I direct deposit part of my paycheck onto the card to pay for fun incentives for my nieces to help motivate them for their distance learning.”
- Carlos Flores, Member, Kern High Chapter 81

The newest member of CSEA’s financial benefit family:

Wisely® Direct by ADP® with no hidden fees


This Mastercard™ branded prepaid debit card allows you access to your money without the high costs of check cashing fees. Set up direct deposit of all or part of your paycheck and then use the card to make purchases, obtain cash from ATMs, and pay your bills online. Save for holidays, vacations, and more. Order up to three secondary cards for family members for allowances and more.

Referral code: WSENCBHE

Credit Unions


• SchoolsFirst Federal Credit Union

Now serving all of California. From truly free checking with no minimum balance requirement, no monthly fee and unlimited transactions to so much more, SchoolsFirst Federal Credit Union is proud to serve only school employees and their families

• Provident Credit Union

CSEA members receive discounts on mortgage and auto loan interest rates, saving you thousands of dollars. Open a checking account with your new membership and earn $300. Their Super Reward Checking is free, earns a high interest rate, requires no minimum balance, and has free transactions at any ATM. Terms and conditions apply. See the website for complete details.

• First Financial Credit Union

CSEA members and their family members enjoy free checking, a no-cost personalized auto buying service called PALM, competitively low auto loan rates for new and pre-owned, budget-friendly real estate loans, and so much more.

Other


• Union Plus Mortgage Company

Fully owned by the AFL-CIO, they offer conventional, FHA, and VA loans to union members, their parents, and their children. Let them help you find the right loan. Union members may qualify for special benefits and Veterans may be eligible for $1000 purchase grant. You will receive a $500 gift card after closing on your mortgage loan. Are you concerned about missing a house payment or facing foreclosure in the case of disability or layoff? With a Union Plus Mortgage, union members are protected with the Mortgage Assistance Program.

• H&R Block Tax Preparation Services

H&R Block makes it easy for CSEA members to file their taxes and now accommodates a contactless environment. Download the coupon for special offers.

Download the coupon for special offers

• Free Budget and Debt Management Counseling

Certified, experienced consumer credit counseling advisors listen to you and your needs. Your free session covers a complete financial review, including budget analysis and credit management and credit management counseling, assistance in budgeting, advice on how to work with creditors and an action plan. To request credit counseling by phone, call 877-833-1745. They are available 24/7.